Roger Woodham replies:'lend' or 'borrow'

If you borrow something from somebody, you take it with their permission and promise to return it in due course, at the end of a limited period usually. If you borrow 100 pounds from the bank, you will owe them 100 pounds, plus interest on the period of time you have borrowed if for.

Consider the following:

If you lend somebody something, or lend something to somebody, then you give them something of yours for a limited period of time. If you lend someone some money, they will owe you the money.

Consider the following: